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THIS IS NOT INSURANCE. Members pay the full discounted rate directly to participating providers. Texas Insurance Code §562.052; §562.103; §562.104.

The program does not guarantee the quality of services or products offered by individual providers. Texas Insurance Code §562.103.

If you cancel within 30 days of becoming a member, you are entitled to a refund of all recurring membership fees and any one-time enrollment fee over $50, provided you return your membership card. Refunds will be issued within 30 days of receiving your cancellation. Texas Insurance Code §562.105.

If you have a complaint, you must first use our internal complaints procedure. If you remain dissatisfied after completing our complaints process, you may contact the Texas Department of Insurance. Texas Insurance Code §562.103.